@Bob Razler - you should just go FHA to start, to preserve capital for any emergency repairs and to allow to get into the next property sooner.After that, do as many conventional loans as you can get; there are limits to that, and those limits are subject to change over time.

In these situations, if you have a Vendor who wishes to preserve her/his credit, and has the means to cover the shortfall between a low sales price and what is owed the lender, you may get a good deal.  

If your rent to value ratio is below 0.9% I would stay you are gambling on appreciation and only competing with foreign investors looking to launder money and investors with much bigger pockets only looking for capital preservation at less than 5% a year.

But of course, there has to be a remainder for the charity in order for it to be a true CRT, so perhaps the 20 year limit is imposed on both term options to preserve that remainder?

In that case, the investor can make what is called "preservation improvements" (repairs) and the redeeming party must pay the VALUE (not the cost) of those preservation improvements.

Danielp.s. the formatting of the table above was not preserved when pasting into this forum.

I guess that makes more sense in that it seems to be more of a wealth preservation strategy than a wealth building one for sure.I'm also trying to look into Tax Lien investing, that seems like a better fit for where I'm at now, and maybe could lock up some capital doing something like this later on down the road.

Florida is a promising state for real estate investing for several important reasons, including: 1) Florida receives an outsized portion of domestic migration from within the U.S. 2) Preservation lands restrict the availability of vacant land for future development, decreasing supply while demand continues to rise 3) Florida's population growth rate is more than twice that of the U.S. rate.

The key is to preserve your capital.

They are likely stickers from the bank's preservation co., meaning it's in the foreclosure process.