The numbers also work for the this to be a long term tenant in the down stairs unit to cover part of the mortgage. 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620, many blemishes, but should have no evictions in last 2 years.

No one will cover position 2, so I'll use Gap money to fill in the Gap. 

If the water bill is $100 a month, increase the price by 20% (or whatever you decide is fair) to compensate you for the time required to split and bill and to cover additional use when tenants squander the utility.

Lastly, invest in advanced courses and resources that go beyond surface-level information, seeking specialized training in foreclosure investing that covers in-depth strategies and risk management.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

This fee covers comprehensive services, including marketing, booking, maintenance, cleaning, linens, etc.

We recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

You need to have the income from the property after expenses have sufficient income to cover escrow payment and expenses to break even or to cash flow a little bit. 

I have about 10-15k to play with which should be enough to cover closing costs and have a small bit in reserve If I can't find a Tennant.