Does anyone know what the South Dakota statute is to break a lease early if there is nothing in the contract? 

@Svend WhiteOK, so what you're planning on doing here is abandoning your family in your home while you head off to this place to live in a basement and supposedly sponge bathe and eat out of a nonexistent kitchen, but with maybe a dorm fridge, a little electric burner, maybe a microwave, maybe a toaster oven, effecting a separation with your wife and child, all so that you can legally say that you're living in this place for a year and qualify for a low down payment.All these mortgage records are public and permanent, and the IRS can get their hands on them with great ease during any sort of mortgage fraud investigation.If I were an IRS agent investigating you 10 years down the line (federal statute of limitation for mortgage fraud) and I saw this paper trail, I would only think one thing -- this dude was just getting his mail at the property.

All businesses are required to file a Tangible Personal Property Tax Return (Form DR 405) annually by April 1st (Florida Statutes 193.062), unless the value of your tangible personal property last year was under $25,000 and you received notice from this office that your requirement to file has been waived." 

Also, print out FL statute Chapter 83 Part II which is FL landlord-tenant statutes.

I can't take the guy who didn't pay the bill or that property owner to small claims because the statute of limitations is up.

Insurance companies are required by statute to make loans to their policy owners SECURED BY the cash value.

@Janell EisenhutI would get an attorney to deal with them on what you can do by statute as each state may have slightly different laws.

Favorable landlord/tenant statutes 

Why isn't it in the reverse mortgage company's name; and what statute or law allows that company to keep the property in the deceased owner's name?

Here is the statute:475.43 Presumptions.