Your heart will ache the first time you hear that a tenant tore up YOUR former home. 

We have implemented thousands of these structures and have a streamlined, efficient and professional process for the establishment and - more importantly - support of these structures.If you had issues with your heart, would you go to a general practitioner or to a cardiologist? 

I don't have the heart.

I didn't have the heart to tell him (my wife kicked me under the table) that we have done that many times after we buy a foreclosure or tax lien property & re-sell it 'as is' to an investor, (sometimes holding the note at the higher price @ 12-14%).

@Theresa HarrisWe heavily considered rehoming our dog but do not have the heart to do it.

But if you decide to play advocate because you have a soft spot in your heart, you are playing with your business in an unfair way.

But it's important not to get your heart set on something based on a Discover card statement or Credit Karma if you are anywhere in that mid-range from about 580 to 740 that about ~80% of consumers are in.740+ is the best rates for conventional conforming. 760+ is the best for PMI.

The post card style makes it appear more personal.Hand written notes to past clients: If your past client was happy with your work and help and personal hand written note will warm their hearts and being reminded of there good experience working with you will encourage them to use you as an agent again and may get them thinking about there next real estate move.

@Andrew Pettit This topic makes my heart hurt for you.

You might have a change of heart and want to try different investing niches so remain open and seek the advice of you tax professional and trust me you will know what to do at exactly the right time.