You would need to saw cut the concrete open so that you have about 12" of open width around the crack.

This is because Washington State has a lot of eviction protections for those kinds of organizations.My understanding is that if I defect on the loan, the lender would have a really hard time clearing out the house, and they don't want to shoulder the risk of having to deal with that.That makes sense, but two things don't make sense, and they haven't been able to coherently explain it to me:1) They say that this is only an issue because I am not operating the business.

Doing everything at closing puts all the risk back on your shoulders.  

Seller agent responds that our offer was received and forwarded to bank. 2 days after our deadline my agent contacts seller agent who simply shrugs shoulders and says she hasn't heard from the bank.

My letter has a brief intro and address/legal description followed by an aerial view with the lot boundaries clearly marked.The picture is full width in color and takes up most of the page.

For Example triplex's need to have a Min Lot width, min rear yard depth and min side yard length.

Alternatively, you may be able to wholesale/birddog this deal to other apartment investors and perhaps ask to "look over their shoulder" on this deal along with a lowered commission.

And all floor is in my shoulders. 

We recently had a deck built the top riser was off 3/8 of an inch the inspector made the contractor rip off the entire set of steps.. and start from scratch.. so before you start making the landings narrower..( any restrictions on width) I'd call inspector..Can you add a landing on the ground level a base platform if that's the section of stairs that's off.. or a cement pad..

Because marketing companies can shoulder the burden of printing and distributing these mail pieces, the hard work lies in building targeted lists.All the best!