I'd also note that in Cook County sub $100K rentals are challenging to re-fi.

I don't know how much if any light duty I can get at my w-2 job, (Carpel tunnel not job related so no employer responsibility) so I thought maybe I would re-fi my house to a 30 year note to lower payments. 

Rent has been on the rise over the past three or so years and when we ever list an empty unit it rents within a week or less at top rental rates sometimes over HUD FMR rates (https://www.huduser.gov/portal/datasets/fmr/fmrs/F...) I

Homeowners willing to do Owner Fi.

You can only access the cash if you re-fi or sell, both of which are going to cost money.

Semper Fi! 

Thank you Tommy F, I didn't think about getting a w9 from him.

What I've been able to tell, most people trying to scale are buying properties that are very distressed, fixing them up, re-appraising them at a significantly higher value than the purchase price and then doing a cash out re-fi to put more mney in their pocket than they put into it to fund the next deal.

Many in nc but not sc.  I

Sometimes you can use the needle-nose pliers to grab the top end of the hairball, if it is visible, and pull it up.You will probably come up with a wad of hair with soap/shampoo residue on it; it looks like you're gutting an alien from a sci-fi movie.