Hey Sandy, I am also knew and I was wondering how you found your mentor/coach?

A very badly soiled and damaged carpet in living room had to be torn out and trashed.

My concern is I have a large backyard, and most of it is sand. I

It seems to confirm what I have been thing about for than the decade.To recap what you said about Cupertino:An emerging city in 70s and 80s started out as becoming 1) high tech central on entrepreneurial soil, 2) new jobs were created, 3) engineers, high income families, and Asian families arrives in masses, 4) Schools become very strong due to high test scores by high percentage of Asian students, thus 5) local real estate home prices starts to appreciate very quickly ultimately forming a bubble.

There are a lot of teardowns and abandoned lots from the Sandy devastation. 

WIND  TAXs  and soil issues.. not to mention the tenant risk which is just part of landlording.

If this requires septic (vs sewer) then there are other considerations also, such as minimum acreage required for septic/well (usually one acre per lot), which areas could the septic be placed (usually needs to be placed in areas of undisturbed soil, meaning wooded areas are off limits, even if cleared), soil quality to pass for septic, location/topography relative to road given grading of land, frontage required for each parcel, turn radius for ingress/egress which may limit developable area, driveway relationships to neighboring roads/intersections, etc.

The land is mostly cleared, has three ponds, approximately 5 acres are hay, and is a mix of red clay and dark soil.

Louis County you can expect a mound septic system (mounds are required) to be about $20k for a 3 bed house (just did one last month) and a well to be at least $10k depending on how deep you need to go, soil types, etc.

Work includes:- Obtain necessary permits- Remove concrete where needed for excavation- Excavate along the basement foundation wall and haul away soil- Remove the existing drain tile line and downspout line- Once the foundation wall has been exposed, cement parging will be used on any areas of foundation where the block isexposed.