@Kris L.I would connect with @Josh Green, I would not be surprised if he dealt with a transaction in your neighborhood and he is a local expert on all fronts.

A good accountant can determine how to account for the 70k received in the best tax advantaged way that makes sense for the transaction.

My bank said no problems on their end, and I was never able to reconnect my bank for downloading transactions.

She had no connection to the property and no personal stake in the transaction.

I have some of the required funds in a HYSA, but will most likely need to draw from another account and I'm curious which method is the most efficient in terms of taxes/capital gains, penalties, loan repayments, etc.Based on my previous transactions in the market, I estimate ~$45k cash to close: $20k for the down payment, $15k for closing costs and prepaids, and $10k of starting reserves.

We don't pay vendors by credit card or cashapp because it is far too hard to keep the accounting straight with a high volume of transactions to do that. 

Roberto, was the transaction successful? 

but I had a few thousand transactions in my experience bucket and I did it for one client only..  

: A 1031 Exchange can defer a significant amount of capital gains tax, so it’s often worth it for high-value transactions.

It's really important that you work with an experienced loan officer or broker, especially on a time sensitive purchase transaction.