Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

@William TaylorMichigan has some of the most complicated property taxes in the USA.

For example, you could create a weighted structure where a percentage of profits is based on cash contributions, and another portion compensates for rehab or management efforts.Rent Payments and Tax-Free Profits:If you structure it as an owner-occupied property, the rent you pay could be shared proportionally, but tax-free gains on resale may only apply to your share, as you’d be the owner-occupant.

Taxes, costs, eviction complexity, etc are going to be a much bigger factor in your success than anything else.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Look into local tax incentives and financing options, and reach out to local real estate groups or mentors to better understand the market.Good luck!

Investing in a mortgage fund should not have tax implications for your Roth IRA since the investment is passive. 

The 1031 exchange rule to defer your tax is two part 1) reinvest all your proceeds and 2) purchase a property (or properties / DSTs/TICs) with an equal or greater market value.  

Dig deep into tax strategy, tax efficiency, etc  Learn about estate planning. 

Another common practice for nationally sparse datasets such as tax data is aggregation.