If you're using someone else's calculator, you're trusting someone else and that adds an extra layer of "paralysis" in my experience.

A wraparound mortgage could mitigate their liability concerns, as it involves creating a new mortgage encompassing the original one, offering layered protection.

Layering on the cost of these tools as well as the learning curve of learning to host and navigate a bunch of software isn't necessary.

-How are their (owner operator) fees and carry layered in with your (spark's) fees and carry?  

At another point, the wind blew down a brick wall he had just "secured" onto the epdm mule hide layer he had just laid down.

I've always been of the mind that I should listed to flight attendants when they say "in case of an emergency, put on your oxygen mask first and then help those around you".

Your Attorney would love to sell you stuff you don't really need.If you don't operated this 100% correctly someone intent on Sueing you will just pierce the corporate veil anyway.You are much better off taking care of your properties so no one wants to sue you, having correct STR insurance and you can always add an umbrella policy for a 3rd layer of protection.

These are a good start since they had their layers write them and its free.

Recently one of my property got fire. It's a townhome under HOA. After talking to my insurance adjustor, he advised to get details on HOA coverage b/c to remediate damage we need to go all the way to studs. I know bas...

Response to #1: Some lenders allow for layered entities while others want warm bodies/natural persons to be direct managers.