anyone knows good layer/s to consult about HOA coverage for Townhome fire damage?

[Faisal Zaman]

Recently one of my property got fire. It's a townhome under HOA. After talking to my insurance adjustor, he advised to get details on HOA coverage b/c to remediate damage we need to go all the way to studs. I know based on the Illinois Condo Act, HOA should cover the wall, insulation and electrical.

I am trying to find someone who I can consult about the HOA coverage for Townhome fire damage.. Any help would be appreciated..