I think they need to put more skin in the game.  

That's a strong earnest.I see way too many buyers and investors trying to put like 1k or 5k down prior to close, but that is no skin in the game and will not get real sellers to move.

Once they step on the oven door, the BOILING hot pot will spill all over your poor child's head giving them 3rd degree burns that will require skin grafts if it doesn't kill them".  

Without any skin in the game the downside far out weighs upside.

Each of those will want you to have skin in the game with experience and/or money.

For all your non-recourse lender is concerned, you are providing the 20% plus closing costs to the table (your skin in the game as far as the non-recourse lender is concerned).Trick to becoming a successful investor:  DON'T OVERTHINK, JUST DO IT! 

Sounds like you have no skin in the game, so it would be tough to find a partner that would take all the financial risk. 

However, you will need skin in the game at least 60%,of the ARV. 

Hi Bryan,It's very rare that you would be able to put down 0% on these deals as lenders like to see that you have some skin in the game (worth giving a try though).

In other words...people that don't have enough skin in the game to even cover the deposit.