@Chris Martin I've been thinking about this too; especially (in the distant future), I own commercial properties.

Although I do have some investment ideas, I simply need to know if my plans are viable, or whether i'm thinking way over my head.I do plan on purchasing my first home using my VA loan. however, In the distant future I would like to purchase and acquire single family/student rental properties.

Common at apartment complexes, covered of open parking.I'd say leaving a '65 Goat in some distant garage would be deemed as classic car abuse....LOL

It's inspirational to see that by just making these sacrifices that we have/are doing, that it will benefit us exponentially in the (not so distant) future.

Not saying you shouldn't consider distant investments.

I had just recently applied for a mortgage loan, but had not checked credit score in about 8 mths, however last time I checked score was a 705 on all 3 agencys, after applying I had only checked with experian assumed may be a little better, only to find out my credit score was 635 I have some school loans which I have missed some payments in distant past, have not missed a payment in 4 yrs only owe about 4800 left, 3 seperate loans required to pay 100 mth and I pay 125, and one other outstanding dept it is to a bank, for a previous closed account, which I owe 215$ it was from 09 for a 1$ overdraft which they kept billing me 30$ a day for a week before I was notified needless to say I was extremely upset and closed account, I know stupid I should of taken care of it and will as soon as posable.

I'm from Pavilion, NY which is fairly equa-distant from both Buffalo and Rochester and I'd like to learn quite a bit about both markets and the 'in-betweens' to figure out where I would like to focus.

I would suggest if you have interest, obtain a unit at a resort that you would not object to going to into the distant future Some timeshares are right to use, which have an expiration period, others are deeded you own that week forever, others are vacation clubs where you can trade your week for a fee, others have a point system.

I currently have an ARM on the property and I'm sure rates will be rising in the not-so-distant future, so I assume it would be prudent to refinance.

Back in the not so distant day, loads of working class families bought a rental to add to their holdings every few years.