I don't really think LendingOne is baiting and switching as I'm sure somewhere in there disclosure, they will have a MAX Loan to Value of the ARV.

Full disclosure, I help clients with lease ups and property management.

Thou each states approach differs, they fall into two general categories (1) require licensure for wholesaling, making wholesaling a violation of licensure and or (2) disclosure and protection laws concerning “taking advance” of homeowners.  

I haven't seen Florida disclosures but in CA there are sections asking about foundation.

And if you screw up with the disclosures and contingcy timelines, there are penalties.If you could, I would raise the price by 3%, and hire an agent...pay real close attention and then next time, try it yourself.BTW - Russell does have a good point.

One thing I would investigate is the disclosures required about people dying on the property. 

Louis City about foundation issue disclosures.

Then the contracts, disclosures, etc. coming in around 100 pages.

Ful disclosure, I'm an investor and a also a Realtor that is listing this property. trying to get my head around what type of buyer this is a slam dunk case for.  

While a title company might provide a note and mortgage, it will not prepare a complete, bulletproof loan package.Our package comprises over 20 loan documents including a note, deed of trust, personal guarantee, lender’s instructions, business purpose loan certification, entity certification, various federal and state compliance disclosures, and more.