However, converting these into desirable, owner-occupied homes could capture untapped market segments, particularly as economic conditions improve.Age Distribution and Market DemandDiverse Age Groups: The presence of young adults and an aging population suggests varied housing needs—from starter homes to downsizing options.

But I think we all know not ALL people are rational, and some people / agents / adult-children don't quite get it or hide facts ( fake income statements, etc. )    

Your compassion is wonderful.On the other hand, we all must still be adults and meet our obligations even when we are facing challenges. 

Don't drive a $600/month car riding around with $500 in your bank account...However, I have used credit cards like its a checking account my whole adult life and It has worked very well for me both in my personal and business life.

It's basically a marsh mellow test for adults :-)My recommendation: run it through a BP calculator and let the numbers decide.

To give you a little backstory about myself, I grew up in Sevier County TN and lived in Knoxville for most of my adult life.

However, converting these into desirable, owner-occupied homes could capture untapped market segments, particularly as economic conditions improve.Age Distribution and Market DemandDiverse Age Groups: The presence of young adults and an aging population suggests varied housing needs—from starter homes to downsizing options.

Do you have a burgeoning young adult that is thinking of being an “influencer?”

Also technically the rent by the room strategy here wouldn't work either because only 3 (or 4 in the next town over) unrelated adults are allowed to live in a single family dwelling.

I'm on my 6th teenager and most of my kids are young adults in their 20s.