This way I don’t have to schedule with 10-20 individuals, especially because a high percentage of people who say they are coming are no-shows.

I guarantee Musk cares more about his money, property, kids, and bathroom floor than the hired help, but that doesn't mean he is better suited for the job or that he has the time, skills, and energy to handle it.Maybe you're part of the small percentage that can do a better job.

What would you suggest as a number or percentage after the refi/sale that would make sense for the lender?

As we tell our investors who participate in the commercial loans we originate or purchase - a certain percentage (about 5 - 10% ) will go into default.

Say, I bring 250,000 or 500,000, how much or what percentage is useable? 

A Heloc can never be used as a PITI reserve, or an asset instead its a debt burden and an additional trade line on credit.A Heloc carries a higher risk when it comes to security meaning if you miss a payment even by mistake or for any reason, your scores drop, or your balances start to change your DTI or usage percentage.

We calculate rent plus all debt payments as a percentage of gross monthly income.Our underwriters strive to analyze and balance all the information above to determine the statistical likelihood of a tenant paying their rent on time.ApprovalOnce an applicant is approved, we require a nonrefundable Holding Fee to make sure they are serious and don’t change their minds.

Normally, it's offered to the other partners first and they can either both buy it to equalize the partnership or maybe one can buy it to take percentage ownership.I think you could handle this through a real estate attorney easily.

Is the new percentage of commission worth it?

The only reason I dont suggest those right away is because if it's your first prop they wont give you great rates or percentages.