No, just because you have tons of collateral doesn't make any loan a good one and it's not going to be a strategy to take his house and put a pile of money in your pocket, I'm sure he'd fight tooth a nail.Tell him to go sell his car or motorcycle or boat, whatever and pay his tax liabilities.

The numbers look great to me too. The

Hopefully, this post finds you all in good health in good spirits.My question is as follows:What does an investor have to do in order to pool the funds of individuals without having to represent/secure each individual interest as an individual lien against the property?

No need to buy somebody's course once you understand the basic concept.There are certain programs from differnet levels of gov't that subsidize housing for various "special needs".For example, I attended a presentation from a county mental health worker who was seeking landlords who were willing to house those people in the mental helth program who were ready to transition to living in "normal housing".So the only challenge you have is to identify the gov't levels that have subsidies for housing, and which groups are given the subsidy.

It may become a landlord issue when housing or health codes require it because the property’s conditions violate health and safety codes.As you mentioned Brian, when I purchase a multi-unit I will likely go under contract with a pest control company because, in this type of dwelling there will be more people in the building with different characters (some clean, some not so), but in a single family home (since I’m not required to) I think the tenant being the only family there, and having more control over the presence or not of pest being in the home should handle it, unless of course we’re talking about termites.I’m all for pre-move in pest control.

The 379 metropolitan areas surveyed were evaluated in nine categories: housing affordability (cost of living), transportation, jobs, education, climate, crime, health care, recreation and ambiance (museums, performing arts, restaurants and historical districts).

I'm sure for all the old timers around here those "deal" threads get a little long in the tooth but I sure like following along and learning from others going through the process.All the best!

Contribute, Invest to grow the account and use the funds for related Health Care events until the age of 65.The HSA contributions can grow tax deferred and are in addition to your IRA Annual Contribution LimitsHSAs can invest in Real Estate, precious metals, notes, public/private stock and moreTax Free distributions for Qualified Medical Expenses (QMEs)Age 65 starts standard distributions (just like a regular retirement account for the most part) subject only to income tax, no penalties.Disclosure: I am NOT an Attorney, CPA, Accountant, Estate Planner or any other related Professional and Individuals should ALWAYS seek out the advise of licensed professionals in the related areas of expertise prior to embarking upon any endeavor. 

A real connection with the outside is so key to our mental health.

It was supposed to part of their retirement until health issues came up.