@Emmett Gorman Here are some of the warning signs a well-intentioned agent will never be able to give you the best the market has to offer when it comes to RE insurance options;  Jack-of-all-trades and the master of none (e.g., they want to upsell you home, auto, health, life insurance, etc.)Dictator, not a consultant (e.g., they force coverage on you instead of tailoring the coverages around your unique situation)Only represent one insurance company (no single insurance company can offer the right policy, at the right price for all situations)Their process for getting a quote is difficult and cumbersomeTheir underwriters/inspectors seem to always find a problem with a propertyIf you spot these warning signs, you should search for an insurance agent with these attributes: Have a depth of knowledge gained through years of experience working with real estate investors like yourselfHave a unique consultation process specifically crafted for working with REIsHave access to a minimum of 50 insurance companiesWork with a large independent insurance agency or group (the larger the agency, the more leverage they have with insurance premiums and claim settlements).

i am thinking i will get into a trade like hvac to generate money to start a real estate rental bussiness which would be my dream. i have been studying RE as much as possible and my parents are trying to force me to go to college which is not in my interest.

I am also a carpenter and know other trades people.

I believe you pull the permit for the entire project as opposed to each trade pulling their own separate permit. 

I am 22 and currently in trade school to be an electrician.

I am 22 and currently in trade school to be an electrician.

This deduction is relevant only for income related to a trade or business or passive real estate income.

I had what now would have been hundreds of thousands of dollars in bitcoins that were lost/stolen because of that guy.

I'm a carpenter by trade now, but mainly commercial.

Because your lease traded work for rent, and she delivered on the work, an eviction is likely to be more complicated.