Many will negotiate their splits based on your productivity. 

I really appreciate it.I didn't realize some mortgage products may allow the owner to rent it out in as little as six months (I always thought it was a year). 

neither are we, so we are pushing volume we want a lot of people doing it so there are transactions and established values for the product we are building. it is economies of scale.

Often, these buyer lists are comprised of unsophisticated buyers meaning you are competing on terms with other suitors who are poorly informed on value, cost etc. 2.

I was a product manager at Santander Bank helping foreign buyers invest in U.S. properties.

Yes, that is my biggest concern is the very poor cash flow - but with the area I'm in, I see appreciation being a large piece of the puzzle.

Talk to a Mortgage Broker:Consult with a mortgage broker who can help you navigate these options and find the best loan product for your situation.

They have 20 different products and can help you out of most situations.

Nelson Nash developed the concept in the early 80s but the product the concept utilizes has been around for much, much longer.Since you brought up term insurance (which is temporary w/ no cash value accumulation or dividends), oftentimes a policy will be supplemented by term insurance in the form of a rider that allows one to increase their death benefit such that they can store more cash in their policy without triggering IRS MEC limits and therefore be subject to tax hits.The concept and its value proposition is incredibly misunderstood (and sadly often abused) but the reality is it works.

And the quality of the product is fantastic!