We send out quarterly distributions via ACH. 

It doesn't say returned ACH Or returned check  for any reason on my lease it specifically states NSF which is insufficient funds.

As far as I know, they won't cut a check (actually ACH) without a HAP contract... everywhere except, apparently, Virginia Beach.

Hoping to "learn it" or "research it" on a public forum is like learning medicine from Facebook.

This is topped off with the $4 sheer curtain panel from this godawful place in Duquesne called Roses Discount Store...how my wife found this pit of retail hell I'll never know, but they reliably have $4 sheer curtain panels.If you do not have at least a basic curtain in place in C-class you're practically begging for a cheap sports banner or flag from the dollar store or a sheet to cover that window.One time we drove up to a duplex we were thinking of buying with inherited tenants and one dude had a Che Guevara flag covering his front window.

I pay $480/year for a subscription, and waas recently notified they will be applying a fee for tenants to pay online...if my tenants can't make free online ACH payments (FREE easy online payments was a huge selling point to get my tenants onboard), then my tenants will start mailing me checks again.

Usually some thing I stay clear of my self,taking on some one else head ache .

If you go to the doctor with a medical issue and find out that he knows less about medicine than you do, are you going to feel comfortable working with him? 

The truth is, ACH payments can be reversed just as easily and contesting the reversal may actually be harder than it is with credit card companies.

White Coat InvestorPhysician on FireTough to manage business/property while in medicine, particularly in med school and residency.