I think I’m leaning toward to buy/hold philosophy.

As such, they use more of a "turn and burn" philosophy in order to make a profit since the investors take a big chunk of the interest payments leaving the lender earning most of their money on the points charged.Private money can be a good alternative to hard money given you're dealing with a wealthy individual.

My personal philosophy is: if you wouldn't live there, you shouldn't be renting it out!

Brian Smartt,I echo what Brendan J. stated.I embrase the philosophy of the book "The Millionaire Next Door".How can you join the ranks of America's wealthy?

You're not Grant Cardone, so you don't need to structure your philosophy around what Grant Cardone thinks. 

@Jason Pride Welcome to BP If you ever find yourself in south stl i would love to meet you in person and hear more about your first deals and your investment philosophy.

And with that philosophy I decided that paired with my daily 5:30 am readings- the daily bigger pockets podcast- and so on that respecting those in the business is the only way I want to go.

I just think that too many borrowers use their grandparent's philosophy, which can cripple their ability to accumulate wealth here in 2018.I always tell borrowers about diversifying. 

She has followed a trade up philosophy with her primary residences over the years (which has brought now brought us to San Jose), and used an extra cash on hand (after reserves) to further her real estate goals.

There philosophy was that it would only be replaced if they had to put Freon in two times in a single season.