@Marcus GriffinTypically as part of a modification the bank will have a “shock package” which includes information and forms to be completed by the borrowerOn those forms there are questions like will they or do they occupy the property, there income, do they plan on keeping th home.This is equivalent to lying on a bank application which is most likely considered fraud Not providing legal advice but this is definitely a very slippery slope you are getting involved in.

This is definitely not the path I would take unless the numbers are sweet and STRs are fully legal in the zone your are buying.

Item 7 is definitely probate related.

This will depend upon state and local laws, I would definitely consult a RE attorney with HOA and/or STR experience. 

This is just another reason I never use realtors There are definitely many awful agents out there, but there are still some good ones.

if a brand new investor is working with a private money lender, it's almost like one party is taking advantage of the other (not saying it's intentional) I definitely appreciate the directness but my lender would be more of a partnership.

You're definitely on the right track and live in a great real estate market to be successful!  

You’ll definitely want to dig into the zoning and permit requirements for your area to get a clear picture of what's allowed and what the associated costs might be.Also, don’t forget to factor in things like parking and whether you’d need to add a kitchenette to make it a viable short-term rental (STR).

Unfortunately, I work a full-time job during the day and don't have a caretaker for the property, which makes it difficult for me to reach her at times that work for me.At your advice, I will definitely consider sending the five-day via certified mail. 

Definitely Check with @Jayson Cain and see what he can do for you on his end as a lender