your credit score would not plummet, but you are still responsible for the debt so it will still show up on credit and it will impact your ability to get credit.The only way for her to truly buy you out is to refinance and take your name off of it.My recommendation would be to sell the property, as you may be on good terms now but that does not mean you will be on good terms in the future.

Thank you both for the responses.

Thank you for the response.

A PM should be hired to alleviate the stress and responsibilities that come with being a landlord not with the idea solely on profit. 

I have a property in Florida where the HOA is responsible for maintenance and repair of all parts of the building outside of my unit walls, including the roof.

My response has been that a professional does preventative maintenance annually and confirms working order of the AC.

I don't foresee us switching. as our current lender is highly responsive and the folks vying for our business can't save us all that much money given our current costs anyway.

When half of the responses are DON’T EVER and half are GO AHEAD NO PROBLEM that should make an intelligent buyer pause and think about how that could possibly be.

I greatly appreciate all responses and will take each into careful consideration.Best,Andy OkamotoHi Andy!

Powerful, grounding, responses here.