Technically I believe them to be the same as the seller gets cash at settlement whether you finance it or not.

I received a general e-mail this morning from FCI alerting note holders of a Final Rule from the CFPB that affects private investor owned notes with borrowers that have been affected by COVID.The CFPB Final Rule amends RESPA and requires note servicers to comply with "procedural safeguards" prior to initiating foreclosure between August 31 and December 31, 2021.Exceptions are loans that were 120+ days late before March 1, 2020, loans where statute of limitations expires prior to January 1, 2022, or if borrower abandoned property.Bottom line: it looks like there will be more red tape navigating "procedural safeguards" if you want to foreclose on a loan that became delinquent during COVID.For more info, try googling "CFPB Final Rule Part 1024 - Real Estate settlement Procedures Act (Regulation X)."

In designing the foundation, you may want to include ancillary site features, driveway, patio in your deep foundation plan as any unforeseen settlement with those features may open you up to future litigation.

These improvements get listed on the settlement statement and checks are cut directly to the vendor but handed to you.

If you want to send me a picture of your settlement sheet I can walk you through all of the closing costs.

(I don't know if I should fight her or accept it) The agent explained that the Seller had not paid her condo fees and therefore incurred more costs than what the bank is ready to accept so the bank has refused the Short Sale and asked for settlement of the condo fees because the condo association is foreclosing.

The sale of one becomes the seed to exchange to the new and there's no cash settlement. 

Settlement usually takes the form of a payment plan on a reduced amount (say, 25% of the balance) at 0% interest.

Either they can be put on the HUD and transferred to you or the seller can bring them to settlement in the form of certified funds (depending what your state and title company allow).

Lucky my wife's Uncle a east coast lawyer negotiated a settlement after a year in collections,but it was still a bad expericnce