Hard Money Lender under personal name

[Ajeng (AJ) S.]

Hello all, 

I have been trying to secure a buy and rehab rental property for a couple of weeks now, it has been difficult as I am using conventional loan. We have been outbid by cash buyers. I'm trying to find cash,I've reached out to HMls Most only lends to an LLC. No option of private lending at the moment. I planned to do delayed financing, buy the house in cash via HML and convert HML to conventional loan under my name. Is that doable? I do have an LLC but prefers my long term loan under my personal name because the rate is 2.75. Does anyone know any lender that lends to individuals? Property is in Baltimore, MD. 85-90k homes.

Thank you