Despite a very good townhome, it was rented out with badly stained carpets, damaged kitchen vinyl flooring and appliances from the 70's..... the roof literally fell on our previous tenants and it was like pulling teeth to get him to pay a DECENT roof repair.I recognize he's pretty lucky to get it rented out at all now, let alone 15% above market value.

Either  1) you will get no loan whatsoever, or 2) It is some BS combination of "trade accounts" credit.....Office Depot, Home Depot, and other misc useless businesses......Not a cash line of credit.Once you qualify for any kind of business line of credit, there will be No upfront fee, and more importantly it will be because you have established an Actual ongoing business that shows a profit, and consistent revenues over a few years.Time to turn on your BS detector.

This is not an easy task and definitely a bit of teeth gnashing took place as you awaited appraisals and final refi (this is the WORST part of BRRR in my opinion).

My current job is not demanding nor is it labor intensive whatsoever.

See, it makes no sense whatsoever.

It is deceitful, dishonest, greasy and worst of all adds absolutely no value whatsoever.  

I have no interest whatsoever in SFH.

Well if the entity is only you, then the entity does not qualify for HML because obviously the entity does not have any assets whatsoever.

Jay is right, the people I know who are interested in performing notes wouldn't be interested in that note whatsoever.

Is it painful and is often like pulling teeth?