We all have different financial situations, lifestyles, risk tolerances etc.

Moving forward, save religiously, build your credit, and limit unnecessary debt.

I wouldn't do this to fund personal expenses or growing my lifestyle. 

Mexico and the Caribbean countries are going to be huge beneficiaries nit only of the post-pandemic travel boom but also from the work from home trend, as more people look for a better lifestyle at a much lower cost with beautiful weather and beaches to boot.

@Wayne TohAs Kaitlyn stated starting with why you want to invest and then how that will fit into your lifestyle in the next 1,3,5 years will help give direction.

It's whatever makes sense for your financial status and lifestyle.

The question is do they change their personal lifestyle and use this income to help the struggling projects..

These phrases conjure visions of an ideal lifestyle, but the reality is far more nuanced.

What investment will get you a greater return and fit with other aspects of your lifestyle and investment goals? 

As copied and pasted from above-(1) more than one-half of the personal services the taxpayer performs in trades or businesses during the tax year are in real property trades or businesses in which the taxpayer materially participatesThat's how I understand the W-2 problem... it is hard to say you spend more time on real estate than any other activity if you work 2,080 hours.Another consideration is how much you rely on the W-2 income for lifestyle versus rental income.