Most importantly, understand the difference between a business purpose and consumer purpose loan.Read my post in this thread, which details our process in actionable terms.

What does that process look like?

The court would not grant that, unless there has been provable, recent abuse of the bankruptcy process by that individual. 

Currently in the process of getting my business visa approved to make the move south (from Canada).

I can say there are specific custodians we like to work with who are streamlined and smooth process and some who make the process a lot more labor intensive, and have had two investors using the same custodian and have one tell us we need to complete this form and the same custodian tell their other client that its a different form.

@Alec Jacobs you have a good process as far as making them fill out a application before touring the property.

Any good HML will be happy to share the contact info of borrowers so you can see how easy the process was and how well they treated the investor.Can you share a recent closing document or HUD?

I've been studying different real estate strategies and would love to understand more about how the permitting process is evolving in that area.Did the realtor mention any specific changes in local ordinances, or was it more of a general observation based on market trends?

That being said, I had to translate a lot of documents on my own for the loan process, so there was more effort involved.

I'm actively seeking mentorship from someone with experience in similar markets who can shed more light on this process.