It took them 3 months to get my money invested and paying monthly.

In my LLC I buy more sub-performing and non-performing notes with investor money, that's my version of the VARIABLE portfolio.

He needed to close in three weeks and didn’t want to deal with showings, contingencies, or the back-and-forth of working with a realtor.At first, we even suggested he list with an agent since he’d likely make more money.

money dont care

Given the market conditions and your hard money loan, it might be wise to first calculate your monthly holding costs, including loan payments, taxes, and maintenance.

It was a full-time job to manage my property manager here--and a good thing I did because the mistakes (often involving them wasting my money) just kept piling up.

I've used my own money so far and interested in learning more about the funding side of things.

Not easy money but worth the sacrifices in the end. 

They don't care you have money on the table. 

The other two don't take into account the time your money is tied up.  15% of ARV is great, if your flips take 3 months.