I think that strategy works best in higher areas or mid term rentals near major employers.  

I’m hearing they require higher down payments though.

There’s huge retal income potential if you nail that balance between improvements that wow tenants and improvements that merely look fancy but don’t justify higher rents.I’d also keep an eye on how your high end plan fits the local demand.

While the borrowing costs are higher, I’m exploring strategies where the returns could offset this.

RM-4.5 zoning would allow for a higher unit count and could provide more flexibility for future development, regardless of ADU policy changes.One potential benefit of rezoning before any citywide expansion is that it might allow you to lock in additional density rights ahead of any potential restrictions or revisions the city could impose when expanding the program.

Pricing higher than a bank ( if you can actually get a bank to lend you money in the first place)2.

TX market has been a popular choice for those seeking higher appreciation.

Higher interest rates are keeping some buyers out of the market so properties are sometimes sitting for longer or not getting the desired price. 

Just be sure to clarify that she isn’t a leaseholder but is authorized to reside in the unit.If you’re concerned about liability or want more peace of mind, you could ask the primary applicant for additional security, such as a higher deposit, depending on what’s allowed under Colorado law. 

The property we purchased for $20,000@Bekah Estes Most lenders have loan minimums much higher than that and most have purchase price minimums of $50k as well.