Upon BP member recommendations, my husband got his real estate license which now helps increase our access and decrease our transaction costs.

But, insurance costs are likely to rise, making getting mortgages for most people even harder to get.What is likely to happen is more creative financing going forward, private lending to increase and smaller houses being built in the future. 

I still think it is a good area to invest in despite the increases in cost.  

You'll find fix n flips will have increased margins in the Cincinnati area.

Additionally, what do you look for in a property to increase the value i.e. what are typical items to target?

My motivation is to increase my financial literacy and diversify into real estate.I have rented all my life and seek to become a homeowner/ investor to help my family and make their lives easier.

People weren't renting properties as quickly, and there was an increase in vacancy.

However, because I believe it hurt bookings, I only charge the guests $230 and increased the daily rate to make up the difference, which has worked great. 

The more impactful thing is the rapidly increasing amount of competition in the form of # of Airbnbs in existence.

So I did a 3-2-1 buydown and secured a 2.875% interest loan for the first year of the loan, and it will gradually go up a percent each year until it hits my rate of 5.875%!