Is that available to scale up and if there are investors,  resources to manage that side if the business.I imagine a $60M/year Lending business will need systems in place and more than 1 extra person.

Kind of like a buyer broker I did not have to worry about them going around me extra.

If I sense the buyer is cut from this fabric, I will negotiate extra hard against repairs to the extent they simply walk.

It seems like you’d get at least an extra $100/mo and it would pay for itself.

The top producing agent wants nothing to do with a new out-of-state investor, they are local specialists who don't need extra business or time suck.

You said, "I'll have to put in extra of my own money for reserves..."

Hey, if you get married you'll be able to shield an extra $250k in capital gains!!

If you are paying an extra $1200 a year for something are unlikely to need, how much does a new roof cost? 

A pool can be a big liability, but can also be a bonus for the right tenant that is willing to pay extra for that amenity.

Although insulating the floor is a nice extra, it is not the primary way that cold gets into the house.