I cycled through several PMs before landing on my best current option, which is a husband & wife caretaking team that deals with my cleanings, takes care of my pool, handles emergency issues, puts out the trash on Sunday night, and sets up and waits with various contractors when things need to be dealt with.

It might be a good idea to look into what tech related companies are emerging with real estate-related products.

@Alexandre Marques dos Santos there is an emerging feature of select crypto currencies called “staking” wherein a buy-and-hold investor can earn interest on the portion they commit to holding (eg 32 ETH are required to earn money on the Ethereum network).

I like them for an emergency fund, if I have over-runs with a renovation.  

They tell me the original project manager had a family emergency and had to leave so Kenny took on the project himself.  

Could be attempting to stack credit cards for a business, maybe they just want to have them for an emergency, maybe they know that applying for one is the same as applying for multiple if it’s within a certain time frame so they went ahead and applied to not ding their credit as much, etc etc The other thing about the job is something to look into though. 

As Waco continues to grow, which neighborhoods do you think are on the rise, and what indicators do you use to spot emerging investment areas?

Along with the monthly HOA's, there is always the risk of assessments and these aren't always emergency repairs like cracked walkways, broken elevators etc.

Plus, keep an eye on emerging markets like Greenville and Columbia in South Carolina—they’re seeing more development and interest.I can get you more information on specific areas once you have a more concrete idea of where you want to invest.Let me know if you want to connect and I'll be happy to help. 

@Jason Guenther why not:1) Pay off unsecured debt of $552) Get a HELOC on primary for EMERGENCY purposes only.3) Buy a 2-4 unit and live in one unit, rent the rest.