Mainland banks can not finance in PR. 

There are several myths that we have to debunk before someone truly believes they can do it.You need millions of dollars to do a dealThat it’s too complicated to figure outThat permitting takes yearsIn those communities developments cost way less (think a couple hundred thousand along with a loan from a regional bank), permitting is not difficult (much less red tape), and the towns are small enough that both the city staff and the local architects and engineers and contractors all work with you to help you navigate the process since you’re all invested in making your community better.Note: The big boys can play in the primary & secondary markets.

She uses QBO and is linked to my online banking and a couple of credit cards.

I used bank/credit union mortgages for 80% to 97% of purchase prices. 

As a PMC, we allow tenants to:1) Mail in rent (we charge a Processing Fee)2) Deposit at our bank (we charge a Processing Fee, but less than the mailing one)3) Use Zelle, Venmo, etc. 

I personally have used PenFed and TD Bank for HELOCs on investment property.

The thing I'll be changing is the financing I've been doing with a local bank, which has been a bit slow and cumbersome.

Bonnie is spot on—you don't always need traditional bank financing for your investments.

You can generally achieve better bank leverage and has a lower barrier of entry.

I'm looking for the cleanest & most visible way to access payment history, see amortization schedule, tax documents, etc- much like bank softwares provide.