Hi Raj,Depending on the program you qualify for, lenders may use your personal financial statement - and thus possibly take your liabilities into account.

My long term goal is to have a beach vacation home that functions as a STR that we stay in when we want, hopefuly 1031 exchanging into that.I also have started 2 real estate investing networking groups, and a monthly meetup.

For example, they might want to know things like your credit score, just to know whether some loan programs are worth mentioning or not.Just be respectful of their time and you'll be fine! 

We do have programs where we finance renovations.

I have a small mobile home park that we are expanding and I am looking for some info of some of the management programs available.

You might check out REI Nation or Mid South Home Buyers, I think they offer those programs.

It does not.Here is the complete, relevant statute (as amended):"Real estate broker" means any individual or business entity, including a partnership, association, corporation, or limited liability company, who, for compensation or valuable consideration, (i) sells or offers for sale, buys or offers to buy, or negotiates the purchase or sale or exchange of real estate, including units or interest in condominiums, cooperative interest as defined in § 55.1-2100, or time-shares in a time-share program even though they may be deemed to be securities or (ii) leases or offers to lease, or rents or offers for rent, any real estate or the improvements thereon for others, or (iii) sells or offers to sell, buys or offers to buy, or negotiates or otherwise deals in real estate contracts, including assignable contracts, on two or more occasions in any 12-month period.The newest language (in italics) refers to individuals or entities who DEAL IN REAL ESTATE CONTRACTS. 

After doing the 2 hour seminar, I joined LU w/ a basic membership, deciding there was no way I'd pay the $$$ for the SF or PIG programs.  

Hello BiggerPockets Community,I’m reaching out to gather your insights on rent-to-own housing programs.

You will get better terms for the ratio on 1-4 unit DSCR programs if you hit a DSCR 1 ratio.