I just needed a co-signer to qualify for a home loan.

If they want to make them a co-lessee, then they have to run the financial background check as well, which is usually kind of elementary since the original lessee still has financial responsibility and was responsible by themselves before.

@Sam Mathew you can make your cleaner a co-host or a personal assistant that works with your cleaner. 

Also maybe doing a Co GP as well will help.

If there's a tenant with solid credit and not enough income or enough income but not high enough credit (but zero evictions - perhaps they're simply young and haven't built credit or are still in school) see if they can get a co-signer who meets your credit/income criteria. 

I would be a co-buyer putting all the money down.

Having a co-borrower with more assets / income - like a family member - will go a long way to help get the deal done. 

By being a "co-owner" of the card (that you never see), it will in effect give you better credit because you have a better credit history... longer held credit, with less balance.You could consider bringing in a family member to help.  

I can obtain a co-signor/Guarantor and make changes to the Operating Agreement as need to be to satisfy a lender as has been suggested as an OA is not a recorded document anyway. 

Here is what the terms are: FHA loan rules allow non-occupying co-borrowers and FHA home loan transactions are approved for such cases but there are down payment requirements that may apply above and beyond the FHA minimum of 3.5%.If you are applying for a loan with a co-borrower who will not occupy the home with you AND is NOT a family member, the maximum loan-to-value ratio for the loan is 75% of the adjusted value of the home, which means your down payment requirement is 25%.This does NOT apply for family members in certain cases.