Using equity for loan

[Eric Edwards]

My house is listed  which has @120k equity in it. Trying purchasing a new home at same time. However I need to get about 15k to pay off revolving debts to one jump credit score and two slash dti to 0. Promblem is I don't have the 15k and I'm sitting at around 610 on my middle mortgage score. Anyone have any advice on lenders to loan against equity as a personal loan? This would be paid off within 45 with the sale of my house obviously. Heloc and home equity loans take roughly 30 days.  My lender said we can use the proceeds from the sale to crash the dti by moving the proceeds from title company to debts at closing on the sale of my home. But I would have to get to 620 prior. So I figured a loan now to handle it all would be best as it accomplishes both things needed in this situation.