Downside is split single contract into two, double closing costs and increased mortgage insurance costs.MY QUESTION:Does this sound correct, or is the underwriter mistaken...Do multiple townhomes require their own individual loans for each single unit (even if apart of the same structure)?

I think one of the biggest advantages is they are in stock.

Goodman/Amana, Lennox/Armstrong/Concord, Trane/American Standard, Carrier/Payne/Bryant/Tempstar.Most internal HVAC equipment is made by fewer manufacturers...Emerson, Honeywell and Johnson Controls.IMO, the biggest difference is the installer and the reason why some brands get higher ratings by consumers is they are selective about who they allow to install their brands.Check out this link.  

These people are full-time and the biggest players in your market.I would either do an LLC partnership with an exhibit A JV agreement that defines the roles and expectations.

I'm getting married next month, and have been feeling the pressure to buy a condo, that would serve as a home base for me and my wife when I'm in between international assignments (10 days each 4 months) and would hold me and my wife's things (wedding gifts, furniture etc)My biggest problem is that we would only live in the condo about 20% of year, as we would be traveling abroad as part of my job.

I believe I have pinpointed my biggest financial weakness as my vehicle.

I've heard finding good PMs and GCs in Indy can be tough if you're not there, but it's definitely the deal flow / good evaluation that I see as the biggest hang-up if you can't be there.  

Financing will be the biggest obstacle for you, but if your family is willing to JV and has a credit here that would be the "lowest hanging fruit" for financing.  

@Brian Pleshek your biggest issue will be getting a new tenant in the new unit.

What percentage would you expect as an investor that would make you happy with this secured investment with very minimal downside?