And to an agent, if their customer is "worth" 2.5%-3% on another property, they're certaintly not going bend over backwards to get their buyer to move on your property.

Mind you, you can bend the rules, but if you work that formula backwards (that is, start with the minimum that the seller will accept and the ARV), and you end up with like a $5K budget for rehab and $3k in profit, it won't work!

I am only 18 years old and looking to buy an inexpensive three bedroom house in Bend, Oregon.

I never heard of Bend OR being a place that investors are looking to buy as from my knowledge RE is expensive there.Take a closer look at Houston.

You wont get as good of financing with a smaller bank doing in house loans but you may be able to build a relationship with a small bank that will allow them to bend their own rules some on requirements.

I also recently purchased a 20 unit in South Bend, Indiana.

Maybe the metal ducts stuff (the solid straight kind used for dryers with some flexible stuff for bends)?

However in SC you can hole up towards Big Basin and live among the majestic redwood trees and be quite rural without minus 20 degree weather.we also have to keep in mind with such small populations in some of these states  500 people move in and its a massive % gain.kind of like Bend/Redmond Oregon area.. lots of folks moving in number one % wise in the US  but that's because the base population is so low to start with.. 

I'm starting to look around the South Bend Mishawaka Granger Indiana area.

You can't solicit a person who you know is working with another Realtor; if this holds true in your state, Realtor B is surely aware of this and if they break that ethical code, what other ethics are they willing to bend?