Determine what you need to make to support your lifestyle that you want. 

What kind of loan would you recommend or solution?

You could also go onto Facebook Groups and see what kind of activity there is.Chances are there is some demand.

But the question is whether one can actually achieve the proforma cash flow on older properties with a less economically stable tenant base.Based on your picture, you appears fairly young.My advice is buy properties in quality locations think long term 10 to 15 years - slowly and safely build your portfolio - equity and cash flow will increase over time and in 10 to 15 years you may become financially free.People talk cash flow is king but one can NOT generate financial freedom cash flow with $250,000 or $500,000 invested (equity).Even at a 10% cash on cash return, one needs $1.2M invested to generate $120K a year $10K a month.You want property to be self supporting so it needs to cash flow but once that is reached the focus in my opinion should equity growth which increases net worth.

Frankly I considered cancelling within my first 3 months, but from my own frustration I realized it was to my own fault and not due to lack of customer support.

In a highly scrutinized industry, its best to stay completely above board on these kind of things. 

Is that interior lot line assumed when a duplex is built, or is some kind of formal process needed?

I’m always open to discussing ideas, and who knows—you might find that a market outside of New York offers the kind of opportunities you’re looking for!

@Brian SiedenburgHere are various real estate investment strategies for supporting your mother's care.

The cash flow from this property ($1,300 profit after expenses) can also help support your ability to qualify for a refinance.HELOC (Home Equity Line of Credit): Another option to access equity is through a HELOC.