Commercial real estate lags behind a few years in recovery cycle from the last recession.

It would be for my daughter who is a student-athlete at UAH and 3 other roommates.

@James C.It possible but the more likely scenario is he has not yet completed his continuing education and will renew by the deadline Either way you can still file a complaint with Trec and it will be addressed and you could possibly collect from the TREC recovery fund

My background is in law enforcement, firefighting, and collateral recovery and NOTHING compares to this field, it's so addictive and rewarding and heartbreaking all at the same time.

Texas a&m extension service disaster recovery guide says 15% moisture to insulate and sheetrock.

Since the housing crash of 2008, private lenders have played a large role in the state’s real estate recovery.

I must say, though, I know nothing of NM laws regarding recovery in the event of default.

If the borrower does default then you will have to work with your servicer to manage the recovery / foreclosure process.  

They speak of a signs of recovery and have encouraged us to look into the area for our first investment. 

God bless, prayers to you and your family for continued recovery and happiness!