Not being a jerk, but couldn't your broker answer these questions? 

Hello,I’m a new college who made a goal to buy my first rental property by the time i’m 25 (which would be in 2 years) and am starting my career as a commercial real estate broker in Grand Rapids, MI.

Do that with several lenders and decide who you want to work with.I've never met a lender that was negotiable with a new customer.

In the last years seller financing has become a very rare thing - bank money is so cheap, that only very weak buyers will prefer it and to buy often times a less than great deal.Step one would be in my book find a local commercial broker who is willing to represent you.

We meet monthly in Long Beach with panels or presentations from other investors, or affiliated professionals like attorneys, managers, contractors, insurance brokers, etc....Check it out.

LOL I ran a profitable construction business for 3 years so I have project management experience.I have worked in the insurance industry in the past so I'm considering going that route.I want to really focus in Real Estate so I'm also considering getting my license so that way I can work in the same industry I'll be investing in.I also have over 12 years of customer service and banking experience. 

Looking to connect with strong mortgage broker who specializes in loans for investment properties in NJ. 

Now's the time to learn creativity, and not to be afraid to put in lower offers based on actuals.Create and stick to your buy right criteria, and network like crazy with brokers in your market.Rates are high, relatively speaking for everyone.

Their broker also has to give the freedom to do some unconventional things.

I'm working with a loan broker they recommended.