Probably not, be happy your water costs are actually lower than they used to be and use this as a win.If you want to prevent this in the future you can tackle this one of three ways, assuming they are allowed in your area (check before you do anything)1.

DTI and Credit scores are excellent and the property has been owned for more than one year.I realize that there is a "Find a Lender" function on this website, but I really don't want to be spammed with marketing emails. 

Please don't spam comment. 

That sort of thing.The last thing I want to do is bombard a bunch of family members with what they might consider spam.

I have a list of HELOC providers in my bio (BP asked me not to spam it out there)

Additionally, are any of the emails landing in your "Spam" folder?

Even though i am 26, employed, have savings, and a stable job - too much protection is never a bad thing.However, i find it very sketchy and somewhat car salesman-like that all these companies keep spamming me with mail and warning me of "last notice or else i will never be able to protect my mortgage ever again."

No spam...I don't run a real estate business; so, this is just a daily email with a quote.

But if you MASTER one thing at a time and make that a HABIT then it will build confidence and momentum to tackle your next habit.Thanks for taking the time to read guys!

Quote from @Carlos Scarpero: Thanks for sharing@Carlos Scarpero stop spamming the forums.