. $800k/annually less 38% taxes= $496,000 annually=$41k/mo.I was simply answering what it would take to yield $40k in cash flow monthly, that is all.To answer your other questions, I don't know what you're buying with $1M that produces gross $30k/mo.

You’re simply using some of the money you’ve already saved for your purchase to show the seller you’re committed and serious about buying their house.

Especially now, I am seeing a lot of people who bought during or right after the COVID pandemic and are in situations where they simply cannot sell their homes for any profit (many of them bought as new construction).

Sometimes emails go to spam and simply some people just don't check their email religiously like the rest of us.

Simply safety screening criteria.

If you are using a loan, well there is simply no inventory in Cleveland.

The problem is: A traditionally financed low-down payment house-hack with traditional long-term rents simply won't cash flow during occupancy, or after, in many MCOL-HCOL markets in the US. 95% leverage at even 5.7% just won't work in a lot of cases right now.

We are more likely to simply reduce our asking rent than offer a concession.FWIW, I did not read the attached article.

If you are simply buying for a lifestyle investment, then you have much more leeway in what/where you might consider buying.

Generally there are multiple units for each "zone" if you will when I've seen them installed.Regarding your problem at hand, I personally would simply adjust your plan to move and make your initial plan to get the current issues resolved, while costly now, in the long run holding onto the unit will likely pay off.