And how much is your debt service, around $6,500? 

@Maxwell Silva - In marketing / advertising, products and services are not expected to be sold the first time a potential customer is exposed to them.

The reality is you have to pay for services like this and be prepared to eat the cost if the deal doesn't pan out.

Hi KyleThe way most real estate for sale is priced these days there’s little to no cash flow after debt service with 25% down - borrowing a down payment would put the investor in a negative monthly position. 

- The market is in a little bit of a lull right now (buyers market), its a great time to buy, but slower time to sell (my primary business is flipping houses) I can supplement my flipping business by providing project management services/consulting, helping investors find discounted properties, etc. etc.

While that kind of income is not a deterring factor, when I looked over the terms of service many big red flags came up.

I.e. say your plumber has a fixed $150 service call fee.  

Craig, I'd be happy to review your docs and deal for you and get you to a servicer.

I told them I wanted nothing more to do with them.Then they sent me a cancellation contract, but their customer service accidentally sent me the wrong one—saying they were going to refund me.

(We're from California as well) Everything has been extremely smooth so far and their staff has been excellent with their customer service.