Dont go to the regular retail realtor who only deals with FHA or conventional mortgages like 80%+ of the people.

Yes I spend time in Florida on a regular basis. 

Hi Alex, I believe there is a Pittsburgh group that meets regularly but I would love to attend another gathering as long as time/place works.

Dachtera who introduced prepaying the loan with a series of $3000 lump sums every ten months in addition to the regular monthly payment of $632.41.  

They're the ones working with those agencies on a regular basis and have the best referrals.As far as recovering the debt, try leveling with the tenant as much as possible so they grasp the seriousness of being sent to collections.

Sunnyvale in Bay Area for example, places a owner occupied deed restriction when approving JADU permit (not for regular ADU though).“ Owner Occupancy Required/Deed Restriction (JADU Only): The property owner must live in either the JADU or the primary dwelling.

I do, however, see you regularly posting regularly on LinkedIn, in a similar fashion to your posts last year here on BiggerPockets.Normally, this would be an issue that I'd move on from and not waste my time on.

There thinking some clean-up-fairy comes swooping in with a broom, washes the ashes away and then Bob The Builder n all his friends comes hot on the hells, Bing-Bang-Boom all is rebuilt and were singing kumbayas by Christmas.......Reality is it took about 10 years to rebuild post katrina. 

With 100 properties owned, with a regular property management you're still looking at at least 5 hours a week to manage them if you have good systems in place. 

We would regularly get emails with requests from new Kiavi staff or partners we had not previously been introduced to.