I currently use Wells Fargo and it’s a pain in the butt to keep going there in person and setting up a security deposit account.

This is rarely done as in most situations lenders will not consent, and at a minimum want the buyer to qualify AND personally guarantee.  

Ultimately it would boil down to your personal risk tolerance.

Being in Dallas gives you the advantage of doing your due diligence in person, which is invaluable.

Are you looking to add more to your company or begin a personal portfolio?  

I had to put 20% down and I bought it using personal credit.

If you're looking for ways to accelerate, consider these options:Seller Financing – Some sellers may finance a portion of the purchase price, reducing your need for a large down payment.DSCR Loans – These loans focus on property cash flow rather than personal income, often requiring only 15% down.Private Money Lenders – If you can find a PML willing to work with you, you may be able to put less down.Partnerships – If you’re open to splitting profits, you could bring in a partner who funds the down payment.Since you’re okay with the slower path, just keep stacking cash, but these might be worth exploring to move faster!

They both had good intentions and I have personally seen the inner workings of the business in attempting the "Done for you" model.

Personally, I've been in the mobile home investing niche since 2007.

Hopefully they do or your personal insurance covers them.