Rewey: Your Comment: "the ultimate solution is to pay it off if it gets called due."

As we all know, you are really paying for the commission in the purchase price. 

So that with paying my investor 6.3%, they will get a passive income of $2,532 every month ($30,384 every year).

Because if she pays all, I'm okay and don't need a lawyer.

Conceptually you want to take an approach that minimizes your need to be on site - and for that reason I would advise against BRRRR.

He knows the loan will pay and they won't default because he knows they're solid. 

All rents you get from this property has to go back into the SDIRA but if you get a 20 year mortgage (that the rent can cover) and can pay the rental off by age 65 you will have turned that $90K into several hundred thousand’s of paid off real estate.

My portfolio is not that large and it irked me to pay a bookkeeper so much and still have to do a lot of the work.

The guests refused to pay.  

There are plenty of entry roles from cold calling, scrubbing data and find deals for investors, leasing assistant, work on construction sites, office admin, project coordinator, Title assistant, RE photographer, transaction coordinator.. on and on.