Conventional would allow you to add a fence or do yard work in your bid.I cannot lend to you personally in MA but happy to answer any general questions about the 203k or other Renovation loan programs!

The MN statutes are all readily available online, and will be easily found via a google search.

Thanks, Haresh I couldn’t find the numbers you mentioned about them online.

Another lesson is to research companies online and in forums like this before you do business with them and if you decide to do business with someone, dip your toe in the water slowly and continue to research the company after you start working with them, because things can change quickly.I have some questions:1. 

With the internet, there aren't really do overs -- most websites have other websites that grab (legally or illegally) information . . . it is pretty impossible to make anything disappear once you put it online.

You can also check their reviews online at Google, Facebook, or Yelp.

There are so many shady sellers out there that you meet online, so it's nice to work with folks who will shoot you straight.

In many cases bigger banks or lenders have specific programs that cater to first time home buyers and investors. 

The Snohomish county program details can be found at http://snohomishcountywa.gov/DocumentCenter/Home/V...

I am currently working/studying on getting my RE license online.