We are not focused on the passive income at this time as both working W2.Questions:1.

I paid for the subscription for a few months and drew my own custom Google maps areas and color coded them red/yellow/green based on a "grade" I felt came from a few metrics like crime/average household income/etcI also really like realtors dot com new maps, if you search for an address and click on the map and then go to the top left and choose the Value slider it will give you a nice color coded map of which areas of a neighborhood are higher valued.

They are your best option, because when you have tenant turnover, at least you will still have income from the other units.

With that said, I am in the position where I will not need a monthly income from my rentals.

I also have personal W2 income, if that matters.Is there a loan out there for a set-up like this at 15% down? 

Interest income is interest income, unless you decided to roll some of the current cash into a self directed IRA at which point your interest income would be deferred for a later time and allow your funds to grow tax free.

No taxes, she got to keep the house and no stress about income.

Do you have other ways to decrease your expenses or increase your income aside from real estate? 

It seems there’s a common misconception largely influenced by social media, online courses, and influencers who oversimplify the process that real estate is an easy, passive way to generate income with minimal effort.

No one's income is fixed.